Friday, 22 Mar 2019

Bajaj Fin Ltd.


Fixed Deposits come with a FAAA Rating from CRISIL, the highest security for any investment in India. There are 5 tenors to choose from, to suit every individual’s needs.

Here are some of the other benefits of our Fixed Deposits:

  • An additional 0.25% rate of interest for senior citizens
  • Presence across more than 100 locations in India
  • Online access to your Fixed Deposit account through our Customer Portal – Experia
  • Auto credit of maturity amount
  • An EMI Card is offered against deposits of > Rs.50,000, at the time of deposit origination. This card comes with a pre-approved loan amount to buy your favourite consumer durable and lifestyle products on EMIs with no additional documentation
  • No Tax deduction at source on interest payment up to Rs.5,000 p.a.


Applications will be accepted from:

  • Resident Individuals*
  • Hindu Undivided Family (HUF)
  • Sole Proprietorship
  • Partnership Firms
  • Companies including group companies
  • Club, Association and Society
  • Family Trust**

*Please note, foreign citizens, persons of Indian origin and Non Resident Indians are not applicable for our Fixed Deposits
**Charitable Trusts are not applicable for our Fixed Deposit


Interest rates basis tenor

Tenor Cumulative Option Non Cumulative Monthly Non Cumulative Quarterly Non Cumulative Half Yearly Non Cumulative Annually
12 months 9.75% 9.35% 9.35% 9.35% 9.75%
24 months 9.75% 9.35% 9.35% 9.35% 9.75%
36 months 10.00% 9.50% 9.50% 9.50% 10.00%
48 months 9.75% 9.35% 9.35% 9.35% 9.75%
60 months 9.75% 9.35% 9.35% 9.35% 9.75%
  • Senior citizens (subject to provision of age proof) and existing Bajaj Finance customers will enjoy an additional 0.25% rate of interest
  • Bulk deposits over Rs 1 Crore shall be eligible for preferential pricing This pricing will be dependent on the liquidity conditions in the market and the call for rates for the same would be taken internally on a case to case basis.

Feel free to contact us, we will be pleased to be helpful to you.

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